1. Documentation /
  2. WooCommerce Payments Documentation /
  3. WooCommerce Payments: Fees & Debits /
  4. What are the fees for WooCommerce Payments?

What are the fees for WooCommerce Payments?

WooCommerce Payments uses a “pay-as-you-go” pricing model. In other words, there are no setup fees, monthly fees, or other hidden charges. Instead, our fees are deducted directly from each payment made via WooCommerce Payments.

The exact fees we charge differ based on various factors, such as the country your business is located in, the country your customer is located in, the currency with which the customer paid, the payment method chosen by the customer, and so on. See our full list of fees below for a detailed breakdown.

Please note that fees are not refunded when you issue refunds to your customers.

Australia

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Austria

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  • Credit or debit card:
    • 1.4% + €0.25 per transaction using a European credit or debit card
    • €15 fee per dispute (refunded if you win the dispute)
    • No additional fees for using Apple Pay or Google Pay.
  • giropay: 1.4% + €0.25
  • iDeal: €0.29
  • Przelewy24: 2.2% + €0.25
  • Bancontact: 1.4% + €0.25
  • EPS: 1.8% + €0.25
  • SEPA: €0.35
    • €7.50 fee for failed or disputed SEPA Direct Debit payments

Belgium

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Canada

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Other fees

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  • In-Person Payments
    • 2.7% + $.05 CAD per transaction for CA merchants accepting In-Person Payments.
    • $0.15 CAD for Interac payments.
    • + $1.30 active device fee per month, per active device. Active device is at least one authorization in the month period.
    • + .1% for international cards used In-Person.
    • + .60% for currency conversion.
    • $20 CAD fee per dispute (refunded if you win the dispute). 

France

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  • Credit or debit card:
    • 1.4% + €0.25 per transaction using a European credit or debit card
    • €15 fee per dispute (refunded if you win the dispute)
    • No additional fees for using Apple Pay or Google Pay.
  • giropay: 1.4% + €0.25
  • Sofort: 1.4% + €0.25
  • iDeal:  €0.29
  • Przelewy24: 2.2% + €0.25
  • Bancontact: 1.4% + €0.25
  • EPS: 1.8% + €0.25
  • SEPA: €0.35
    • €7.50 fee for failed or disputed SEPA Direct Debit payments

Germany

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Hong Kong

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Ireland

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  • Credit or debit card:
    • 1.4% + €0.25 per transaction using a European credit or debit card
    • €15 fee per dispute (refunded if you win the dispute)
    • No additional fees for using Apple Pay or Google Pay.
  • giropay: 1.4% + €0.25
  • Sofort: 1.4% + €0.25
  • iDeal:  €0.29
  • Przelewy24: 2.2% + €0.25
  • Bancontact: 1.4% + €0.25
  • EPS: 1.8% + €0.25
  • SEPA: €0.35
    • €7.50 fee for failed or disputed SEPA Direct Debit payments

Italy

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  • Credit or debit card:
    • 1.4% + €0.25 per transaction using a European credit or debit card
    • €15 fee per dispute (refunded if you win the dispute)
    • No additional fees for using Apple Pay or Google Pay.
  • giropay: 1.4% + €0.25
  • Sofort: 1.4% + €0.25
  • iDeal:  €0.29
  • Przelewy24: 2.2% + €0.25
  • Bancontact: 1.4% + €0.25
  • EPS: 1.8% + €0.25
  • SEPA: €0.35
    • €7.50 fee for failed or disputed SEPA Direct Debit payments

Netherlands

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New Zealand

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Poland

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Portugal

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  • Credit or debit card:
    • 1.4% + €0.25 per transaction using a European credit or debit card
    • €15 fee per dispute (refunded if you win the dispute)
    • No additional fees for using Apple Pay or Google Pay.
  • giropay: 1.4% + €0.25
  • Sofort: 1.4% + €0.25
  • iDeal:  €0.29
  • Przelewy24: 2.2% + €0.25
  • Bancontact: 1.4% + €0.25
  • EPS: 1.8% + €0.25
  • SEPA: €0.35 capped
    • €7.50 fee for failed or disputed SEPA Direct Debit payments

Singapore

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Spain

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  • Credit or debit card:
    • 1.4% + €0.25 per transaction using a European credit or debit card
    • €15 fee per dispute (refunded if you win the dispute)
    • No additional fees for using Apple Pay or Google Pay.
  • giropay: 1.4% + €0.25
  • Sofort: 1.4% + €0.25
  • iDeal:  €0.29
  • Przelewy24: 2.2% + €0.25
  • Bancontact: 1.4% + €0.25
  • EPS: 1.8% + €0.25
  • SEPA: €0.35
    • €7.50 fee for failed or disputed SEPA Direct Debit payments

Switzerland

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United Kingdom

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United States

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Other fees

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  • Instant Deposits
  • Subscriptions
  • In-Person Payments
    • 2.6% + $.10 per transaction for US merchants accepting In-Person Payments.
    • + $1 active device fee per month, per active device. An active device is at least one authorization in the month period.
    • + 1% for international cards used In-Person.
    • + 1% for currency conversion.
    • $15 fee per dispute (refunded if you win the dispute). 

1 Cards issued in U.S. territories, including Puerto Rico, are considered “outside the U.S.” and are thus subject to this fee.

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