Single Euro Payments Area (SEPA) Direct Debit is a trusted payment system covering 36 countries and territories in Europe. Customers can pay securely via streamlined bank transfer, while merchants accepting SEPA through WooPayments* convert more customers with a frictionless cross-border experience.


Customer LocationsEurope
Customer CurrencyEUR
TypeBank debit
Transaction fees€0.35

Accelerate your business with SEPA and WooPayments

Accept payments with confidence

SEPA Direct Debit payments are bank-to-bank, meaning there are no card networks involved in transactions. This eliminates failed payments due to card expiry or cancellation while increasing customer loyalty through a convenient “set and forget” payment method.

Expand into Europe

Accepting SEPA with WooPayments offers exciting growth opportunities for stores wanting to expand their reach. It opens the door for merchants to go global and sell to more customers in the eurozone (plus non-eurozone SEPA countries). 

Accept recurring payments

Recurring payments are where SEPA for WooCommerce shines. Merchants can be confident that customers pay their bills on time each month, reducing the time and effort required by chasing and reconciling late payments. For shoppers, it means avoiding the risk of a missed payment deadline, potential late fees, and interruption of their service. It’s a win-win!

*WooPayments is currently available to merchants based in 30 countries.

Get started for free

SEPA is currently in closed beta as a payment method in WooPayments. Get started today to manage and view transactions right from your WooCommerce dashboard — with no setup costs or monthly fees.

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