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Woo American Express® Business Card


Coming soon

Running an online store means wearing many hats — product creator, marketer, customer service rep, and financial manager. That’s why we’re excited to introduce the new Woo American Express® Business Card, tailored for Woo merchants.

This isn’t just another business card. Unlike generic cards that take a one-size-fits-all approach, the Woo Business Card is tailored for ecommerce sellers. With unlimited rewards, vendor discounts popular with small businesses, and travel perks, it’s built to help you save money, manage your business expenses, and invest more back into your store.

Benefits

Cash back

  • Woo exclusive: $500 USD cash-back bonus when you spend $5,000 or more in the first 90 days1
  • Up to 2% cash-back rewards on every purchase* including inventory, shipping, software subscriptions, marketing, travel, and more

Savings

  • Over 20 money-saving GPO vendor offers from popular companies, including Cintas, Grainger, Nespresso, and more.
  • Unique Amex Offers on shopping, travel and entertainment§
  • No annual fee and no foreign transaction fees

Travel benefits

  • Ideal for ecommerce conferences, vendor visits, or networking events
  • Redeem rewards for travel booking — flights, hotels, car rentals, etc.
  • Plus, premium American Express travel benefits, and more

Convenience

  • Virtual cards: ideal for online use and available as soon as you activate the primary physical card
  • Unlimited employee cards: let you create physical or virtual cards for your employees, set their permissions, and manage their budgets — at no additional cost

Be one of the first to take advantage of the new Woo Business Card

Managing your store’s expenses has never been simpler. The Woo American Express® Business Card gives you the rewards, flexibility, and tools you need to keep your business running smoothly — and growing stronger every day.

Get notified as soon as it becomes available. (Only available to US-based customers.)

Join the waitlist.


Terms and conditions

Subject to credit approval. As a condition to using the card, you may be required to set up weekly automatic payments (“Weekly AutoPay”) toward your current balance. Upon approval, refer to your Card Agreement, AutoPay Settings, Cash Back Rewards Terms and Conditions and Vendor Offers sections in your Online Portal for additional details. Authorized users are subject to regulatory compliance checks to obtain, verify and record information that identifies authorized users.

1To become eligible to earn your one-time $500 USD cash back rewards bonus, you must apply for the Woo American Express Card by March 31, 2026, and use your new Woo Business Card to make at least $5,000 in net qualified purchases (minus credits, returns and adjustments) within the first 90 days of account opening. Your Account must remain open for your cash back rewards bonus to be earned and applied. If earned, the cash back rewards bonus will be credited to your rewards balance after 3 billing cycles once your Account has been open for 90 days. Disputes, fraud, illegal transactions, fees and interest, gambling transactions of any kind, or purchases that otherwise violate the terms of your Account or the Card Agreement are not eligible. This one-time promotion is limited to members opening a new Account in response to this offer.

*You may earn up to 2% in cash-back rewards on all net qualified purchases (minus credits, returns and adjustments) posted to your account which includes 1% in cash back rewards for paying your entire current balance on a weekly basis via AutoPay.

§See program terms and conditions for more information at https://www.americanexpress.com/en-us/benefits/offers/partner-terms/

The variable Annual Percentage Rates (APRs) for this Account are currently 16.4% to 31.4%, based on creditworthiness, for Purchases. There is no annual membership fee associated with this Card.

Any Account opened in response to this application shall be governed by the laws of the State of Utah. American Express and the American Express logos are trademarks of American Express Company and its affiliates. All terms are subject to change.

© 2025 Onboard Partners LLC. All rights reserved. Mercantile is a service mark of Onboard Partners LLC.


Häufig gestellte Fragen

Does the Woo Business Card really come with a $500 USD bonus offer?

Yes, this offer is a Woo exclusive. Get a $500 USD bonus when you spend $5,000 on net qualified purchases (minus credits, returns and adjustments) within the first 90 days. This one-time promotion is limited to Woo customers who open a new Account by March 31, 2026. See terms and conditions above for full details.

Are there caps or categories with the up to 2% cash back rewards?

No, your cash-back rewards are unlimited on all your purchases — made by you or with an employee card. And they're flexible, so you can redeem for statement credits, checks, and travel like flights, hotels, or car rentals. See terms and conditions above for full details.

What are GPO vendor discounts?

These are Group Purchasing Offers that provide discounts at over 20 vendors popular with small businesses. Browse the offers in your online portal and activate the ones you like to take advantage of the money-saving discounts.

Länder

  • 🇺🇸 United States
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