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Afterpay allows customers to purchase products and choose to pay in four installments over six weeks or pay monthly (US only).

Connect with the world’s best shoppers.

Attract millions of millennial and Gen Z shoppers by adding Afterpay as a payment method. Afterpay allows your customers to choose to pay in 4 installments over 6 weeks, interest free, or in the US, to pay monthly over 6 or 12 months. No application fees, late fees, and no surprises when they pay on time–and they love it. And merchants love us too because after adding Afterpay, our merchants have seen increased shopping frequency, basket sizes, and sales.

Afterpay. It’s the better way to pay. 

No interest, no fees when you pay on time, no surprises—and our customers love us for it.

Here’s how it works for you

  • Get paid upfront. You’ll get paid within days for purchases made with Afterpay.
  • Minimize your risk. We take on all risk associated with customer fraud. So you can focus on growing your business.
  • Receive daily settlement reports. Get access to transactional information that you can use to reconcile and verify orders.

Here’s how it works for your customers

  1. Your customer gets the app and can sign up instantly. 
  2. Customers see their payment schedule and choose Afterpay as their payment method.
  3. They’ll make their first payment now and will pay the rest bi-weekly over 6 weeks, or monthly over 6 or 12 months (US only).

Key Features

  • Express Checkout. Afterpay now offers Express Checkout, which streamlines the checkout experience to deliver increased value to merchant partners and delight shoppers. The overall experience eliminates 5 steps and over 40 fields of customer-provided information. The streamlined experience results in higher conversions and more shoppers for merchants.
  • Cross Border Trade. Selling internationally just got easier. With Cross Border Trade, you can get your business in front of millions of shoppers in Australia, Canada, United Kingdom, United States, and New Zealand. Customers pay for their purchase in their local currency and you get paid the full amount (minus merchant fee) in your local currency.
  • Afterpay Business Hub. Afterpay provides all eligible merchants with access to a portal that includes deep insights on Afterpay performance, daily settlement reports, resources for marketing best practices, and the ability to instantly update your account.
  • AI-powered risk. Afterpay is powered by one of the most sophisticated risk models in the industry. Based on learnings from millions of shoppers and tens of thousands of global merchants, Afterpay’s AI-powered risk model approves more than 90% of all customer attempted transactions. This means merchants access an entirely new segment of customers, driving incremental sales. Plus, Afterpay takes on customer fraud risk so you can rest easy.

But don’t take our word for it:

Afterpay has 24M global annual actives as of December 2023.

“By adding Afterpay to our other payment options, we’re able to provide a more customized shopping experience, give our customers additional convenience and control and reach a younger demographic who may not have been able to shop with us before.”

– John Strain, Chief Digital and Technology Officer, Gap, Inc. 

(as quoted in

Afterpay operates as Clearpay in the UK, click here to learn more.

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