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Viva Wallet Standard Checkout

Viva Wallet – open to all payments

Sign up with Viva Wallet to get a free payments gateway, your IBAN-enabled local merchant account, and a free debit Mastercard for your expenses.

No need to have a separate account for settlement. Your money is settled in your Viva Wallet account the next day. Spend it with your Viva Wallet Mastercard and set the payment acceptance fees as low as 0%.

Viva Wallet is easy to set up, and has no monthly fees or hidden costs. You can accept all major debit and credit cards, including but not limited to Visa, Mastercard, American Express, JCB and Bancontact. We also accept Apple Pay from supported devices.

Your customers can choose from up to 9 alternative payment methods depending on which ones you have enabled as a merchant:

  • BitPay
  • EPS
  • giropay
  • iDEAL
  • BLIK & PayByLink (via P24)
  • PayU
  • Sofort
  • WeChat Pay

Your customers are not redirected to an external page to complete their payment, leading to higher conversion rates.

We offer payment solutions to thousands of businesses in over 25 countries across Europe.

Supports WooCommerce Subscriptions!

Viva Wallet supports the WooCommerce’s Subscriptions product. If you already use WooCommerce’s subscription, you can easily integrate the below features.

Why use Viva Wallet Standard Checkout?

  • One stop-shop for your payments, without the need to have a separate settlement account
  • Next day settlement and up to 0% payment processing fees
  • Acceptance of all major debit and credit cards as well as many local payment methods
  • No authorization, refund or other hidden fees
  • PCI DSS Level 1 Compliance
  • Support for Strong Customer Authentication (SCA)
  • Integrated AI-powered risk management and anti-fraud system
  • Payments are protected with 3D Secure, leading to lower chargeback rates
  • Easy to use check-out experience for your customers
  • One-time integration with quick set up and automatic updates
  • Refunds / partial refunds directly from WooCommerce
  • Real-time monitoring of your sales and transactions
  • Reliable, state-of-the-art, cloud-based infrastructure so you don’t miss a payment

CBD merchants

CBD merchants are accepted by Viva Wallet in the following countries provided they adhere to point 14 of our Terms and Conditions:
  • Austria
  • Belgium
  • Croatia
  • Cyprus
  • Czech Republic
  • France
  • Germany
  • Greece
  • Hungary
  • Ireland
  • Italy
  • Luxembourg
  • Netherlands
  • Poland
  • Portugal
  • Romania
  • Sweden
  • United Kingdom

Support and servicing

The Viva Wallet Support Team is here to answer any technical queries relating to Viva Wallet Standard Checkout. We can help with all setup, payment processing, and other operational questions, like why one of your customer’s payments failed. You can email us at

For some requests, we may refer you to our Customer Services teams. Enquiries we refer to there include:

  • Account verification questions or issues
  • Updates like changing the legal business name of your account

 In these cases, please use our online chat to be found on our home page at

Viva Wallet Standard Checkout installation video

Below we’ve included a three-minute screen recording with commentary showing how easy it is to install Viva Wallet Standard Checkout.


The most customizable ecommerce platform for building your online business.

  • 30-day money-back guarantee
  • Support teams across the world
  • Safe and secure online payment