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Simply Business

Simply Business is your digital marketplace for business insurance. Compare trusted policy recommendations and buy the right coverage in minutes, online, any time.

Small business insurance made simple

Simply Business makes it simple to find the right insurance coverage at the right price, in minutes. With our digital marketplace, you can find and buy the business insurance you need, and get matched with policy recommendations from trusted insurers. Online, any time. Get a quote now.

We offer the coverages business owners need, including:
  • General liability
  • Professional liability
  • Workers’ compensation
  • Business owner’s policies
What sets us apart

Value

  • Affordable coverage starting at $20.75 a month.*
  • Compare and save up to 20%.**
  • Convenient monthly payments or one annual payment.

Insurance Expertise 

  • Built for small businesses. Backed by experience.
  • We cover over 400+ types of businesses.
  • Get quotes from 18 top-rated small business insurance insurers.

Quick & Easy Experience

  • One form, multiple quotes, all in one platform.
  • No pressure, no hassle, just coverage in under 10 minutes.
  • Same day proof of insurance.

Built on trust

We’re trusted by over one million businesses worldwide. Our user-friendly platform and commitment to excellence consistently earn us a 4.6/5-star rating on Trustpilot. While our digital marketplace makes buying fast and simple, we ensure you’re never alone in the process: licensed insurance agents are available to provide expert advice and answer complex coverage questions.

Get covered quickly and affordably

  • Choose from policy options tailored to your business.
  • Get business insurance quotes from trusted carriers in minutes.
  • Shop for coverage and manage your policies online, 24/7.
  • Get expert answers to your insurance questions from licensed agents. 

Find tools, tips, and time-saving templates to help you run your business in our Resource Center.

*Displayed price is an estimate based on the 10th percentile of General Liability policies sold by Simply Business between January-June 2025, divided evenly across a 12 month policy term. Actual price and payment terms, including an initial down payment, may vary based on your state, insurance provider, and business.

**Actual savings may vary based on the nature of a customer’s business, its location, and insurance provider appetite. Savings percentage is calculated using the average price difference of quotes from the Simply Business panel of insurance providers.


Frequently asked questions

What types of businesses do you work with?

We insure over 400 types of small businesses across a number of trades and industries.

What insurance products do you offer?

Simply Business offers a wide variety of coverage options geared toward protecting small businesses, including:

  • General Liability
  • Professional Liability
  • Workers’ Compensation
  • Business Owner’s Policy (BOP)
  • Inland Marine
  • Cyber
Can you customize solutions to fit my business needs?

We specialize in tailored coverage options for small businesses. Our quote tool makes policy recommendations based on the details you provide about what you do. Then you can select the coverage you want, and compare prices from our panel of trusted insurers.

Do you offer free quotes?

Getting a quote with Simply Business is always free. There’s no pressure to commit, no spam calls, and the entire process can be done online, at any time.

What information do I need to provide to get started?

When you start a quote, you’ll need to tell us some details about your business. These include, but are not limited to:

  • What industry you’re in
  • Where your business is located
  • How many employees you have, if any
  • The size of your business
  • Your estimated yearly revenue

The quote tool will guide you through the questions, and the whole process should only take a few minutes.

Do you offer monthly/annual payment plans?

Monthly or yearly payment plans are available for select coverages and insurers. Your exact payment plan options will depend on your policy selection.

Is business insurance required by law?

Legal requirements vary by state, so it’s worth checking to see what your particular state requires. Most states do require workers’ comp insurance if you have full- or part-time employees. It’s also possible that you’ll need proof of insurance to lease a space or work on a customer’s property.

What does business insurance typically cover?

Comprehensive insurance that includes general liability, professional liability, and workers’ compensation can cover:

  • Third-party bodily injury
  • Accidents and damage
  • Employee injuries
  • Unintentional mistakes
  • And more
Does business insurance differ by state?

It can, but the Simply Business quote tool takes your location into consideration when searching for quotes. Plus, licensed insurance agents on the phone can answer questions and help you better understand your state’s requirements.

Countries

  • Worldwide