Visa Acceptance Solutions for WooCommerce

Currently, the plugin skips the 3DS payer authentication flow when processing Digital Payments because of an additional condition that checks processingInformation[‘paymentSolution’][‘value’].

This causes 3DS to not be executed even when:

3D Secure is enabled in the plugin settings.

payer_auth_enabled is set to YES.

Change made

Removed the extra condition:

&& ! isset( $decoded_transient_token[‘content’][‘processingInformation’][‘paymentSolution’][‘value’] )

So now the check is simplified to:

if ( isset( $setting[‘enable_threed_secure’] )
&& VISA_ACCEPTANCE_YES === $setting[‘enable_threed_secure’]
&& VISA_ACCEPTANCE_YES === $payer_auth_enabled ) {

Result

3DS payer authentication is always triggered when enabled and supported, including Digital Payments scenarios, ensuring consistent enforcement of payer authentication.