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Account Funds for WooCommerce gives shoppers a balance they can preload and spend on future orders. They check out faster, feel rewarded every time they pay with funds, and come back more often. You get higher retention, smoother refunds, and fewer payment headaches.
Account Funds makes the entire shopping journey smoother. Customers skip payment friction and finish checkout in a few clicks. Prepaid balances pull them back to reorder and explore new products. Loyalty grows when you add small perks for wallet payments, and refunds become an opportunity to keep revenue on site—crediting funds back instantly so customers shop again instead of disappearing. Over time, shifting repeat orders to wallet spend even lowers your payment costs, boosting margins while improving customer experience.
Loyalty and VIP perks: Account Funds is a natural fit for rewarding your best customers. Instead of generic discounts, offer exclusive bonuses when shoppers pay with wallet balance. Turning store credit into a membership-style benefit that keeps your best buyers engaged.
Wholesale and B2B: For corporate buyers or wholesale accounts, you can allocate a monthly allowance through Account Funds. This simplifies purchasing for teams, ensures budgets are easier to manage, and creates a seamless way for businesses to place frequent, predictable orders without re-entering payment details.
Easy returns: Refunds don’t have to be a loss. By crediting returned orders back into a customer’s wallet, you offer immediate value while keeping the revenue in your ecosystem. Shoppers feel taken care of with a fast resolution, and you benefit by encouraging them to spend their balance on something new.
Gifting and families: Store wallets double as a flexible gift option. Parents can load balances for their kids, or partners can top up funds for birthdays, holidays, or special occasions. Instead of guessing the perfect product, you give the freedom of choice while ensuring the money stays with your store.
Subscriptions support: Encourage customers to top up funds that can cover recurring purchases, whether that’s weekly essentials or monthly boxes. Wallet balances ensure smoother renewals, reduce payment failures, and keep customers committed to ongoing subscriptions without interruptions.
From the shopper’s perspective, Account Funds feels simple, seamless, and rewarding. Balances are clearly displayed in their account and at checkout, so they always know what they can spend. Messages can highlight when wallet payments qualify for perks, reinforcing loyalty, and if their balance isn’t enough, switching to another payment method is straightforward. The result is a friction-free buying process that customers actually enjoy using.
Account Funds is simple for shoppers and flexible for merchants. Customers add money to their balance by purchasing credit, then pay with those funds at checkout just like any other method. On your side, you decide the rules—minimum and maximum top-ups, which products qualify, and when the option appears. Refunds can be credited back into wallets to keep revenue in your store, and built-in reporting makes it easy to track balances, top-ups, and wallet-based orders. The result is a smooth customer experience backed by merchant-friendly controls.
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Yes, if you allow it. Many stores keep it simple and let shoppers choose either funds or another method.
You can credit refunds back to the customer’s original payment method or their account balance for a faster resolution and immediate reuse. You have full control.
Show the option only to logged‑in users or specific roles like wholesale customers using an extension like Constellation by Kestrel to restrict access to specific members.
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