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Bank of America

Accept a range of payment types and help protect against fraud with Bank of America for WooCommerce.

The Bank of America extension puts the power of Bank of America’s advanced payment platform to work for your e-commerce business. With fraud and security tools built into the core of the platform, you can accept credit and signature debit with the peace of mind that comes from knowing your website has cutting-edge protection.

The Bank of America extension easily connects your Merchant Services account, provided by Bank of America, to your site. It gives your customers the checkout experience they expect from top retailers. A Bank of America Business Advantage Banking account is required to apply for a Merchant Services account.

When you combine your Merchant Services account with additional Bank of America services, you gain one seamless relationship. One login will allow you to effortlessly view and manage Business Advantage and Merchant Services accounts all in one place, which can help streamline cash management and provide insights into your business’s overall financial health.

By connecting this extension to your Merchant Services account provided by Bank of America, you get access to the following full line-up of features and benefits.


Payment essentials

  • Easy-to-use extension—Connect to your Bank of America account with little-to-no additional development.
  • Payment acceptance—Accept all major card brands and networks, including credit and signature debit. You also have access to a virtual terminal at no extra cost with your Merchant Services account.
  • Straightforward rates—Clear and transparent Simplified Pricing ensures you always know how much you will pay for each transaction.
  • Robust reporting—Analyze your payment data to discover your business’s next great opportunity.

Advanced protection

  • Flexible fraud management—With settings that help keep you protected from the start; the system allows you to easily configure fraud rules as your business grows.1. See Disclosures
  • Cutting-edge security—Encryption and PAN tokenization help protect your payment data in the case of a data breach.2. See Disclosures

Why choose Bank of America?

  • Improved cash flow—Access funds as soon as the same business day.3. See Disclosures
  • One seamless relationship—Effortlessly view and manage your Business Advantage and Merchant Services accounts in one place.
  • Service and support—Get peace of mind knowing you have help whenever you need it, with 24/7 U.S.- based technical support and experienced merchant consultants at your service.


Bank of America Software Enterprise License Agreement

  1. The Bank of America extension to your Merchant Services account provided by Bank of America includes the use of the Fraud Management tool at no extra cost. We disclaim all warranties (express or implied) that the Fraud Management tool will accurately identify every instance of fraud or that every transaction identified as suspicious or high risk is, in fact, fraudulent. You are solely responsible for all settings, configurations, and decisions you make or actions you take or do not take or are made or taken or not taken at your direction, on alerted transaction activity.
  2. Use of security solutions is not a guarantee that your systems will not be breached or guarantee that you will be compliant with the Payment Card Industry Data Security Standard or Payment Network Rules. May require eligible equipment.
  3. Same day access to funding is subject to credit approval. If your merchant account is approved for same day funding, you will have the option to select one funding window to initiate a payout of proceeds to your designated Bank of America Small Business checking account used for settlement. Valid only on Visa®, Mastercard®, Discover® and American Express® transactions and PIN debit transactions including EBT. Exceptions may apply.

A Bank of America Business Advantage Banking account is required to apply for a Merchant Services account. Merchant Services processing funds must be settled into a Bank of America Business Advantage Banking account.

Banking products and services are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.

© 2022 Bank of America Corp. All rights reserved. All trademarks, service marks and trade names referenced in this material are the property of and licensed by their respective owners.

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