Tap to Pay on Android

With Tap to Pay and the Woo Mobile App, merchants based in the United States, the United Kingdom, and Canada can accept in-person contactless payments, right on their Android phone — no extra terminals, hardware, or readers needed. 

Requirements

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Tap to Pay on Android is supported for U.S., UK, and Canadian merchants whose Android device meets all of the following requirements:

• Contains a functioning NFC antenna and chipset.
• Device is not “rooted.”
• Device bootloader is locked and unchanged.
• Runs Android 13 or above.
• Uses Google Mobile Services and has the Google Play Store app installed
• Has a security update installed from the past 12 months
• Has a hardware-backed keystore (FEATURE_HARDWARE_KEYSTORE version 100 or later).
• Has a stable connection to the internet.
• Runs the unmodified manufacturer-provided OS
• Has Developer options disabled

Limitations:

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Interac Cards

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As of now, Interac cards are not supported with the Tap to Pay on Android feature for transactions within Canada. Interac is a widely used payment processor specific to the Canadian market, and we understand the importance of this payment method for both merchants and customers alike.

While this limitation is present, we’re committed to providing seamless and efficient payment solutions for all our merchants. As an alternative, we strongly encourage the use of the WisePad 3 card reader for accepting Interac card payments. The WisePad 3 offers a versatile solution for in-person transactions, ensuring you can cater to all your customers’ preferred payment methods without interruption.

Canada and the United Kingdom

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Tap to Pay functionality in Canada and the UK includes region-specific limitations on contactless transactions:

Country	Transaction Limit	What Happens Above Limit	Recommendation
Canada	$250 CAD	Card Declines	Use the WisePad 3 card reader for higher-value transactions.
United Kingdom	£100 GBP	Card Declines	Use the WisePad 3 card reader for higher-value transactions.

Application download and installation

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1. Make sure you have WooCommerce and WooPayments installed and activated on your store.
2. Download the WooCommerce Mobile App for Android.
   • If you already have the app installed, ensure that it has been updated to the latest version.
3. Follow the instructions to register and/or log in.

First-time setup

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1. When viewing the details of an unpaid order, tap on the Collect Payment button, then tap on Card.
2. You will be given the option to collect the payment using Tap to Pay on Android or a Bluetooth Reader.
3. After selecting Tap to Pay on Android, since this is the first time using the feature, the app will check that your device is ready to use Tap to Pay.

Collecting payments via Tap to Pay

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You can accept payments for existing orders via Tap to Pay on your Android phone, but you can also quickly create new orders.

Collecting payments for orders

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Tap to Pay on Android can be used with orders created within the app or orders that were placed by customers on your site that have an order status of Pending Payment.

To collect the payment for an order:

1. Navigate to the Orders tab.
2. Tap on the order you’d like to collect payment for.
3. Tap on the Collect Payment button.
4. Tap on Card.
5. Select the Tap to Pay on Android option.
6. The built-in reader will prepare to take the payment and then display the payment screen.
7. The card or phone used as the payment method can be tapped on the area indicated.
8. The app will process the payment.

How to Check Android Device Compatibility for Tap to Pay

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Check the Supported Mobile Phones List

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Tap to Pay on Android works with a variety of mobile phones from manufacturers including Google, Samsung, Motorola, OnePlus, Xiaomi, and others. For a full list of supported devices, see Stripe’s supported devices list.

Check your Android version

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1. Go to Settings → About phone (or About device).
2. Look for Android version — it must be Android 13 or later.
3. If your device is on an older version, check for available updates at Settings → System → System Update.

If you don’t see an option to update to Android 13, your device is not supported for Tap to Pay.

Check hardware security support

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Look up your phone model on the manufacturer’s website or GSMArena and look for:

• StrongBox or Secure Element
• Titan M chip (Google Pixel phones)
• Knox Vault (Samsung Galaxy)
• Hardware Security Module (HSM)

General compatibility guidelines

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Likely supported:

• Most flagship phones from 2019 onward
• Devices running Android 13+ with recent hardware

Likely NOT supported:

• Budget phones
• Devices released before 2018
• Phones still running Android 10 or earlier

Quick indicators:

• If your phone supports secure facial or fingerprint authentication, it’s more likely to meet the requirement
• If your banking apps don’t flag any security issues, the device is likely secure enough