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Ultimate Payment Plans for WooCommerce

A complete WooCommerce Deposits or Payment Plans system. Allows easy to configure deposits or flexible payment plans for your customers on your WooCommerce Store.
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Subscription includes

  • Product updates and improvements
  • Customer support
  • 30-day money-back guarantee

  • Add an easy-to-use, feature-rich payment plan system for configuring, creating, and managing deposits or installment plans on your WooCommerce Shop.
  • Track and manage all payment plan orders in one place with ease.
  • Drive more revenue and attract new customers by offering flexible payment choices.
  • Run deposits, down payments, upfront payments, layaway, payment plans, installments, partial payments, variable payments, and fixed payments — all from one plugin.
  • Supports product-level and cart-level payment plans for maximum flexibility.
This powerful extension supports Automatic Payments via WooCommerce Stripe & WooCommerce PayPal

 

🗓️ Offer Customers the Option to Pay with Payment Plans and Settle the Remaining Balance Later

Boost customer loyalty with Ultimate Payment Planslet your shoppers pay a deposit upfront, split the rest into flexible installments, and settle balances on their own schedule: daily, weekly, monthly, or yearly. Store admins get full control, easily managing plans per product with customizable rules.

💳 Reduce Cart Abandonment & Boost Conversions

Encourage shoppers to complete their purchases with flexible, manageable payment options. Let customers buy now and pay later, breaking big purchases into easy installments, making products more accessible, reducing abandoned carts, and driving higher sales.

🚀 Streamline Store Management

Easily track, manage, and automate all payment plans from a single dashboard. With support for product-level and cart-level plans, you save time while giving customers the freedom to pay their way, boosting satisfaction and loyalty.

Features

  • Config payment plans using rules, storewide & productwide settings.
  • Config product level payment plans.
  • Config cart level payment plans. [New]
  • Config payment plans either optional or mandatory.
  • Config payment plans after “X” number of days or on a specific calendar date.
  • Create payment plans using percentage or fixed price.
  • Supports automatic payments via WooCommerce Stripe.
  • Supports automatic payments via WooCommerce PayPal. [New]
  • Supports automatic payments via Reward Gateway (requires Add-on for WooCommerce Points and Rewards plugin). [New]
  • Supports manual payments via any WooCommerce supported payment gateways.
  • Supports email reminders for automatic and manual payments.
  • Future payment orders will be generated on initial payment itself.
  • Customers can pay their future payments anytime via My account page.
  • Customers can apply WooCommerce coupons for the whole order, not just the initial amount.
  • Guests can place payment plan orders without having an account
  • Site admin can create custom email reminder templates.
  • Site admin can export plan order in CSV format.
  • Site admin can customize labels and messages easily. [New]
  • Site admin can calculate payment plans based on regular / sale price. [New]
  • Site admin can allow coupon usage in cart / checkout.
  • Site admin can allow mixed checkout.
  • Site admin can force guests to create an account during checkout.
  • Site admin can grant downloadable content access either after initial payment / final payment.
  • Site admin can disable payment plans by user roles.
  • Site admin can disable specific payment gateways when the cart contains payment plans.
  • Site admin can restrict payment plans by specific countries. [New]
  • Site admin can change payment plan order statuses in bulk.
  • Site admin can filter payment plan orders using payment method.
  • Site admin can easily track customers placed payment plan orders.
  • Site admin can test custom email reminder templates instantly by sending email. [New]
  • Site admin can manually process scheduled payments. [New]
  • Site admin can manually retry failed payment. [New]
  • Setup custom email reminder templates to send different email content for various reminder intervals for their customers. 
  • Customer placed payment plan orders can be viewed on their Account page under the separate menu.
  • Separate emails are provided for payment plans.

Benefits

✅ Easy to manage all payment plan orders in one place
✅ Increases store revenue with higher-value purchases
✅ Encourages new customers to buy with flexible payments
✅ Boosts customer satisfaction & loyalty
✅ Reduces admin workload with automation
✅ Customers never miss due dates thanks to reminders

Supported Extensions

Why do you need Ultimate Payment Plans?

Not every customer is ready to pay the full price upfront — and that’s where Ultimate Payment Plans for WooCommerce becomes a game-changer. Instead of losing sales to abandoned carts, you can give shoppers the flexibility to:

👉 Pay a deposit upfront and settle the balance later.
👉 Spread the cost with installments or partial payments.
👉 Choose from flexible schedules — days, weeks, months, or even years.

By default, WooCommerce doesn’t provide these options, meaning customers are limited to paying the full price. With Ultimate Payment Plans, you can offer deposits, layaway, payment installments, and variable payment options — making it easy for customers to buy confidently and become loyal fans.

Payment Plans – Product Level

You can see the payment plan options on the Product page which is configured on the product level.

Payment Plans – Cart Level

After adding any regular products to cart, you can see payment plan options on the Cart & Checkout page which is configured on the cart level.

How does it Work?

Payment Plan Creation

Initially create the payment plan using custom schedules for your customers as below,

Payment Plans 

Payment Plans give customers the option to pay a down payment and the remaining payments at a later date, dividing payments into multiple parts over time. This would be similar to deposits, down payment, upfront payment, layaway, payment plan, installment payments, partial payments, variable payments, fixed payments, etc. Below you have a list of payment plans created for your customers.

Configure Payment Plans using Rules 

After payment plans are created successfully from the above, choose to configure payment plans based on rules as below. In order to show payment plan options for your customers, at least 1 rule must be created.

Rules List

Here you can create a list of rules to show payment plan options for your customers.

Payment Plans in Single Product Page

Customers can choose their payment plans on the single product page as below,

Payment Plan in Cart Page

After adding the payment plan in the cart page, customers can see the detailed information about their future payments as below,

Payment Plan in Checkout Page

Placing the payment plan order as below,

Purchased Payment Plans in My Account Page

After the customer places their payment plan order, they can track it under My account > Plan Orders page as below,

Purchased Payment Plan Details

Here the customer can see the detailed information about their payment scheduled details.  

Manage Purchased Payment Plans by Site Admin

Site admin can track their customers’ purchased payment plan orders easily here.

Edit Purchased Payment Plan Individually

Site admin can view / edit the detailed information about the customer’s payment scheduled details.  

Emails Provided

Emails can be sent to the customers and store owners for all the payment plan activities.

Export Purchased Payment Plans

Site admin can easily export their customers’ plan orders via CSV file for their record.

Custom Reminder Emails

Site admin can configure and send custom email content for various reminder intervals configured for their customers.

Custom Email Reminder Template Creation

Site admin can easily create customized email reminder templates for Manual and Automatic payments as below,

Custom Email Reminder Templates

After the custom email reminder templates are created, it will be listed here.


Check out our other best-selling and popular plugins on WooCommerce below,

Frequently asked questions

Can I set up payment plans globally across all products?

Yes, you can configure storewide payment plan settings that apply to all products, unless overridden at the productwide.

Can I set up payment plans using rules?

Yes, you can define flexible payment plans using rules for the products.

Can I apply payment plans for the entire cart?

Yes, cart-level payment plans are supported and can be applied based on the cart subtotal.

Does Ultimate Payment Plans support automatic payments?

Yes, it fully supports automatic payments. Once a customer opts into a payment plan, their future installments can be automatically charged using supported payment gateways.

Which payment gateways are supported?

For Automatic Payments:

For Manual Payments:

  • Any payment gateway supported by WooCommerce
What types of payment structures can I use?

You can create payment plans based on:

  • Fixed amounts
  • Percentages of the total amount
When are future payments scheduled?

You can schedule future payments to occur:

  • After a specific number of days / weeks / months / years (e.g., 30 days after initial payment)
  • On a specific calendar date
Are payment plans optional or mandatory for customers?

Yes, payment plans can be configured as optional (customers choose installments or full payment) or mandatory (installments required).

Are customers reminded about future payments?

Yes, email reminders are sent for both automatic and manual payments.

Are future payment orders created automatically?

Yes, when the customer completes the initial payment, all future payment orders are generated automatically.

How are prices calculated for payment plans?

The site admin can choose whether to calculate payment plans using the regular or sale price. By default, the sale price will be considered.

Can guests place orders with payment plans?

Yes, guests can place orders using payment plans without creating an account.

Can I customize labels and frontend messages?

Yes, labels and messages related to payment plans are fully customizable via the admin panel.

Can I export plan orders?

Yes, you can easily export all plan orders in CSV format for reporting, accounting, or record-keeping purposes. This feature helps streamline backend management and data analysis.

Can I customize the reminder emails sent for customers?

Yes, you can:

  • Create custom email templates
  • Set different email content for various reminder intervals
  • Instantly test email templates
Can I manually process scheduled payments?

Yes, you can manually process the scheduled payments.

Can I restrict payment plans by user roles or countries?

Yes, you can:

  • Disable plans for specific user roles
  • Restrict them by specific countries
Can I disable specific payment gateways?

Yes, you can disable certain gateways in checkout if the cart contains a payment plan.

Can I allow or restrict coupons?

Yes, coupon usage can be allowed or restricted at both cart and checkout levels.

Where can customers view their payment plan orders?

Customers can view their plans from their My Account page, under a dedicated menu for payment plans.

Can customers use coupons?

Yes, WooCommerce coupons can be applied to the entire order, not just the initial payment.

Can customers checkout with a mix of regular and payment plan products?

Yes, mixed checkout is supported.

Can customers pay installments before the due date?

Yes, customers can log in and pay upcoming installments anytime from their My Account page.

Do customers have the option to cancel balance payments?

No, customers do not have the option to cancel balance payments.

Are there separate emails for payment plans?

Yes, the system sends dedicated emails for all events related to payment plans.

Customer reviews

Extension information

  • PHP version required: 7.2.0
  • Tested with WordPress: 6.8.2
  • Tested with WooCommerce: 10.1.2
  • Requires at least WordPress: 4.6.0
  • Requires at least WooCommerce: 5.0.0

Compatibility

  • Cart & checkout blocks
  • High performance order storage (HPOS)

Countries

  • Worldwide

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