By default, WooPayments accepts payments via credit and debit cards. If you would like to add some region-specific / local payment methods to your checkout, it’s also possible to enable the following:
- Alipay
- Bancontact
- EPS
- GrabPay
- iDEAL | Wero
- Multibanco
- Przelewy24 / P24 (legacy)
- SEPA Direct Debit (in closed beta)
- WeChat Pay
NOTE: The fees for these methods differ from the standard card fees. Please see our fees page for a full list of our the fees associated with each one. Also keep in mind that accepting payments in a currency for which you do not have a bank account added can result in currency conversion fees.
Enabling local payment methods
↑ Back to topTo enable local payment methods:
- Go to Payments > Settings.
- Scroll down to the Advanced settings section.
- Ensure the Enable multi-currency box is checked.
- This is necessary because, as noted below, local payments methods require a specific currency before customers can use them. For more information on the multi-currency setting, please see this document.
- Click the Save Changes button at the bottom of the page.
- Refresh the page.
- Scroll down to the Payments accepted on checkout section.
- Enable the methods you want to offer in checkout.
- Click the Save Changes button at the bottom of the page.
Payment methods can be disabled by unchecking their box and saving the settings.
What if a payment method can’t be enabled?
↑ Back to topDepending on your account status, certain payment methods may be unavailable, and you’ll be asked to contact support to enable them. When contacting our staff, please make sure to include the name of the payment method you want to enable.
It might also help to make sure that your account isn’t restricted or missing any information, since that can affect payment method availability as well.
Merchant requirements
↑ Back to topA given local payment method may not be available in every country. Please see the table below to find out which local payment methods you can use based on your WooPayments account country.
| Payment Method | Can be used by merchants in… |
|---|---|
| Alipay | Any supported country except Poland and UAE |
| Bancontact | Any supported country except UAE |
| EPS | Any supported country except UAE |
| GrabPay | Singapore only |
| iDEAL | Wero | Any supported country except UAE |
| Multibanco | Europe, the U.K., and the U.S. |
| Przelewy24 | ⚠️ Not available for new activations ⚠️ |
| SEPA Direct Debit | Any supported country except UAE |
| WeChat Pay | Multiple countries, see below |
WeChat Pay merchant country availability
↑ Back to topWeChat Pay is only available to approved merchants whose WooPayments account is registered in one of the following countries:
- Australia
- Austria
- Belgium
- Canada
- Denmark
- Finland
- France
- Germany
- Hong Kong
- Ireland
- Italy
- Japan
- Luxembourg
- Netherlands
- Norway
- Portugal
- Singapore
- Spain
- Sweden
- Switzerland
- United Kingdom
- United States
If your country is not listed above, WeChat Pay will not appear as an available option in your WooPayments settings.
Alipay and WeChat Pay additional requirements
↑ Back to topBefore enabling Alipay or WeChat Pay, make sure your website is complete, publicly accessible, and accurately reflects the products or services you offer. Incomplete or placeholder sites are a common reason for rejection during the approval process. This includes:
- Your site must be live and not under construction or password-protected.
- All listed products or services should be visible and clearly described.
While not an explicit requirement, we recommend that important business details — such as your company name, contact info, and policies — are easy to find.
This requirement comes from Alipay and WeChat Pay’s review process and applies to all merchants. Enabling these payment methods before your website is ready may result in approval delays or even rejection.
Alipay and WeChat Pay prohibited businesses
In addition to our general list of prohibited and restricted products, Alipay and WeChat Pay each maintain their own restrictions on business types. If your business falls into one of the prohibited categories below, your request to enable the payment method will be rejected, and re-applying will not change the outcome.
Alipay prohibited business types include, but are not limited to:
- Donations and crowdfunding
- Financial intermediation services, including loans, pawnbroking, and foreign exchange
- Debt collection services
- Surrogacy services
- Sale of real estate
- Superstition services (e.g. feng shui, fortune-telling, tarot)
WeChat Pay prohibited business types include, but are not limited to:
- Charitable and social service organizations
- Crowdfunding
- Religious organizations, websites, and publications
- Civic, social, and fraternal associations
- Political organizations
- Professional services such as consulting, legal, accounting, and bookkeeping
- Real estate services
- Immigration services
- Dating and chat platforms
The full prohibited business lists can be found in the Alipay Terms of Service and in the Weixin Pay Proper Use Rules, respectively.
If you are unsure whether your business is eligible, please contact our support team before enabling these payment methods.
Alipay and WeChat Pay approval delays
Alipay and WeChat Pay are subject to approval delays of up to five business days after being enabled in WooPayments. During this time, these payment methods may not appear at checkout, even if they are turned on in your settings.
This delay is part of the standard onboarding process and applies to all eligible accounts. If Alipay or WeChat Pay are still not available five business days after either payment method is enabled, please contact support so we can help look into it.
iDEAL | Wero additional requirements
↑ Back to topIf your business is based in the Netherlands, iDEAL | Wero requires that your website displays your KVK number on file with the Chamber of Commerce.
If you use iDEAL | Wero but are based outside the Netherlands, your website must display your company registration number with the equivalent local official body.
Przelewy24 (P24) additional requirements
↑ Back to topP24 is unavailable to new merchant accounts! As of August 17, 2026, P24 can no longer be enabled on any WooPayments account that is not already using it. This comes directly from Przelewy24 themselves. There are no exceptions.
If Przelewy24 is already active on your account, you can continue using it provided that you meet the following set of criteria:
- Your business type must be a company.
- As of August 6, 2026, Przelewy24 no longer supports individual business types, including sole proprietorships, in any country. This applies regardless of whether you have a valid tax ID or NIP.
- A valid tax ID, VAT ID, or NIP (for Polish entities) in your Stripe Express account.
- A publicly accessible website with all of the following:
- A list of the products and services you sell and their prices.
- Your company address, tax number, and registration number.
- Refund and privacy policies.
- An MCC that is not one of the prohibited MCCs listed below.
If you do not meet these criteria, your ability to accept P24 payments may be removed without warning at any time. P24 reviews merchants on an ongoing basis, not just when you first activate it. This means that your access might be revoked even if you’ve accepted P24 payments successfully in the past.
When access to P24 payments is revoked, orders using it will fail at checkout with an authentication error rather than P24 simply being disabled in your settings. Sadly this is not something that we (WooPayments/Automattic) can control.
If your P24 payments have started failing unexpectedly, contact our support team.
Przelewy24 (P24) prohibited businesses
In addition to our general list of prohibited or restricted products, businesses using the following MCCs are not eligible to use Przelewy24. (If you would like to change your MCC to a different one, please see this document.)
| Category | MCC |
|---|---|
| Airlines and Air Carriers | 3000-3350 |
| Lodging – Hotels, Motels, Resorts | 3501-3999 |
| Railroads – freight | 4011 |
| Local and suburban mass passenger transportation | 4111 |
| Passenger railways | 4112 |
| Taxis, limousine services | 4121 |
| Local and suburban bus transportation | 4131 |
| Cruise lines | 4411 |
| Boat rental and leasing services | 4457 |
| Marinas, marine services and supplies | 4468 |
| Airlines, air carriers | 4511 |
| Airports, airport terminals, and airfields (operation and maintenance) | 4582 |
| Travel agencies, tour operators | 4722 |
| Package Tour Operators (Germany only) | 4723 |
| Passenger transportation services – not elsewhere classified (e.g. mountain railways, carriages) | 4789 |
| Key-entry telecom service providers using a central access number | 4813 |
| Telecommunications services (subscription and prepaid) | 4814 |
| Computer network/online services (e.g. Internet access, email/website hosting, cyberlockers) | 4816 |
| Money transfer | 4829 |
| Marketplaces | 5262 |
| Specialty food stores – not elsewhere classified (e.g. dietary supplements) | 5499 |
| Used car and truck dealers | 5521 |
| Service stations with unattended automated fuel dispensers | 5542 |
| Boat dealers | 5551 |
| Gun and ammunition stores | 5723 |
| Bars, cocktail lounges, and nightclubs without adult entertainment | 5813 |
| Digital goods – software application download/remote access (excluding games) | 5817 |
| Pharmacies, drugstores | 5912 |
| Alcoholic beverage stores (beer, wine, liquor) | 5921 |
| Antique shops – sales, repairs, restorations | 5932 |
| Pawn shops | 5933 |
| Antique reproduction stores | 5937 |
| Direct marketing – insurance services | 5960 |
| Direct marketing – travel-related arrangement services | 5962 |
| Door-to-door sales | 5963 |
| Direct marketing – catalog merchants, mail-order companies | 5964 |
| Direct marketing – combination catalog and retail merchants | 5965 |
| Direct marketing – outbound telemarketing | 5966 |
| Direct marketing – inbound telemarketing (e.g. information services, adult chat and entertainment) | 5967 |
| Direct marketing – continuity/subscription (e.g. direct mail book clubs, magazine/newspaper/collectible series subscriptions) | 5968 |
| Direct marketing – other direct marketers – not elsewhere classified | 5969 |
| Art dealers, galleries | 5971 |
| Fuel dealers – coal, fuel oil, liquefied petroleum, wood | 5983 |
| Cigar stores and stands – tobacco products, e-cigarettes, tobacco substitute products | 5993 |
| Miscellaneous and specialty retail stores – not elsewhere classified (including erotic goods, firearms, fireworks) | 5999 |
| Manual cash disbursements – financial institutions | 6010 |
| Automated cash disbursements – financial institutions | 6011 |
| Merchandise and services – financial institutions | 6012 |
| Quasi-cash – financial institutions | 6050 |
| Quasi-cash – merchants (e.g. money exchange, cryptocurrencies) | 6051 |
| Securities/stock brokers | 6211 |
| Insurance – sales, underwriting, premiums | 6300 |
| Real estate agents and managers – rentals | 6513 |
| Payment transactions – financial institutions | 6532 |
| Payment transactions – merchants | 6533 |
| MoneySend – domestic | 6536 |
| MoneySend – international | 6537 |
| MoneySend – funding | 6538 |
| Funding transactions (e.g. loading funds onto a stored-value or prepaid card) | 6540 |
| Lodging – hotels, motels, resorts | 7011 |
| Timeshares (real estate) | 7012 |
| Campgrounds, trailer parks | 7033 |
| Dating and escort services | 7273 |
| Debt, marriage, and personal counseling services | 7277 |
| Massage parlors | 7297 |
| Personal services – not elsewhere classified (e.g. household and animal services, body piercing and tattooing) | 7299 |
| Advertising services | 7311 |
| Consumer credit reporting agencies | 7321 |
| Collection agencies | 7322 |
| Employment agencies, temporary staffing services | 7361 |
| Software programming/design, data entry/processing | 7372 |
| Wholesale providers of online and database information retrieval and search services | 7375 |
| Car rental agencies | 7512 |
| Truck rental | 7513 |
| Motorhome and recreational vehicle rental | 7519 |
| Government-owned lottery (U.S. region only) | 7800 |
| Internet gambling (U.S. region only) | 7801 |
| Government-licensed horse/dog racing (U.S. region only) | 7802 |
| Video entertainment rental stores | 7841 |
| Ticket agencies promoting theaters, musicals, operas, and concerts; theatrical producers; providers of scenery, lighting, and theatrical equipment; casting agencies | 7922 |
| Ticket agencies promoting sports events, sports arenas and stadiums, professional sports clubs, sports promoters | 7941 |
| Ticket sales for exhibitions, craft shows, museums, and tourist attractions | 7991 |
| Casinos, lotteries, sports betting, online gambling | 7995 |
| Amusement parks, carnivals, circuses, fortune tellers (including esotericism, astrology) | 7996 |
| Medical doctors – not elsewhere classified | 8011 |
| Dentists, orthodontists | 8021 |
| Osteopathic physicians | 8031 |
| Chiropractors | 8041 |
| Optometrists, ophthalmologists | 8042 |
| Chiropodists, podiatrists | 8049 |
| Hospitals | 8062 |
| Dental and medical laboratories | 8071 |
| Attorneys, legal services | 8111 |
| Universities, colleges of higher education | 8220 |
| Correspondence schools | 8241 |
| Business schools | 8244 |
| Trade and vocational schools | 8249 |
| Charitable (non-political) organizations, social service organizations | 8398 |
| Civic, social, and fraternal associations | 8641 |
| Political organizations | 8651 |
| Religious organizations | 8661 |
| Associations, memberships – not elsewhere classified (e.g. labor unions, condominium associations) | 8699 |
| Testing laboratories (non-medical) | 8734 |
| Collection of taxes and penalties (e.g. tax assessors’ offices, customs bureaus) | 9311 |
| Government services – not elsewhere classified | 9399 |
| Government-owned lotteries (Norway, Poland, Sweden only) | 9406 |
Country and currency requirements
↑ Back to topLocal payment methods will only show in checkout if the customer billing country and the customer currency meet the requirements shown below.
| Payment Method | Customer Billing Country | Customer Currency |
|---|---|---|
| Alipay | No restrictions | Varies, see below |
| Bancontact | Belgium | EUR |
| EPS | Austria | EUR |
| GrabPay | Singapore | SGD |
| iDEAL | Wero | Netherlands | EUR |
| Multibanco | Portugal | EUR |
| Przelewy24 (P24) | Poland | EUR or PLN |
| SEPA Direct Debit | Any SEPA country | EUR |
| WeChat Pay | Varies, see below | Varies, see below |
If these requirements are not met, the payment method will be hidden since the customer cannot use it anyway.
Alipay Customer Currencies
↑ Back to topAlipay supports multiple customer currencies, and there are no restrictions on the billing address allowed at checkout. However, the currency used at checkout needs to match the currency of your WooPayments account. Example: Alipay will only be available at checkout on a US WooPayments account if the currency is set to ($)USD.
Expand to view Alipay customer currency details
| Merchant Country | Supported Customer Currencies |
|---|---|
| Australia | AUD |
| Austria | EUR |
| Belgium | EUR |
| Bulgaria | EUR |
| Canada | CAD |
| Cyprus | EUR |
| Czech Republic | EUR |
| Denmark | EUR |
| Estonia | EUR |
| Finland | EUR |
| France | EUR |
| Germany | EUR |
| Greece | EUR |
| Hong Kong | HKD |
| Ireland | EUR |
| Italy | EUR |
| Japan | JPY |
| Latvia | EUR |
| Lithuania | EUR |
| Luxembourg | EUR |
| Malta | EUR |
| Netherlands | EUR |
| New Zealand | NZD |
| Norway | EUR |
| Portugal | EUR |
| Romania | EUR |
| Singapore | SGD |
| Slovakia | EUR |
| Slovenia | EUR |
| Spain | EUR |
| Sweden | EUR |
| Switzerland | EUR |
| United Kingdom | GBP |
| United States | USD |
WeChat Pay Customer Currencies
↑ Back to topWeChat Pay is only available to customers using a billing address that matches any of the countries listed below. However, the currency used at checkout needs to match the currency of your WooPayments account. Example: WeChat Pay will only be available at checkout on a US WooPayments account if the currency is set to ($)USD.
Expand to view WeChat Pay customer currency details
| Merchant Country | Supported Customer Currencies |
|---|---|
| Australia | AUD |
| Austria | EUR |
| Belgium | EUR |
| Canada | CAD |
| Denmark | DKK, EUR |
| Finland | EUR |
| France | EUR |
| Germany | EUR |
| Hong Kong | HKD |
| Ireland | EUR |
| Italy | EUR |
| Japan | JPY |
| Luxembourg | EUR |
| Netherlands | EUR |
| Norway | NOK, EUR |
| Portugal | EUR |
| Singapore | SGD |
| Spain | EUR |
| Sweden | SEK, EUR |
| Switzerland | CHF, EUR |
| United Kingdom | GBP |
| United States | USD |
Minimums and maximums
↑ Back to topAll payment methods have minimum and maximum transaction amounts. The list below shows any exceptions to those that are specific to a given local payment method.
- Multibanco has a maximum charge amount of 99,999 EUR.
Refund time limits
↑ Back to topLocal payment methods have limited refund time windows, outside of which you will not be able to refund a payment. Those time limits are:
| Payment Method | Refunds must be issued within… |
|---|---|
| Alipay | 90 days |
| Bancontact | 180 days |
| EPS | 180 days |
| GrabPay | 90 days |
| iDEAL | Wero | 180 days |
| Multibanco | 365 days |
| Przelewy24 | 180 days |
| SEPA Direct Debit | 180 days |
| WeChat Pay | 180 days |
Closed betas
↑ Back to topThe following payment methods are currently in closed beta and are only available to a select few merchant accounts:
- SEPA Direct Debit
We won’t be adding these payment methods to any additional accounts at this time. However, we hope to enable them for all merchants in the future.