1. Documentation /
  2. WooCommerce Payments Documentation /
  3. WooCommerce Payments: Fees & Debits /
  4. What are the fees for WooCommerce Payments?

What are the fees for WooCommerce Payments?

WooCommerce Payments uses a “pay-as-you-go” pricing model. In other words, there are no setup fees or other hidden charges. Instead, our fees are deducted directly from each payment made via WooCommerce Payments.

The exact fees we charge differ based on various factors, such as the country your business is located in, the country your customer is located in, the currency with which the customer paid, the payment method chosen by the customer, and so on. The full list is below.

To learn about custom pricing, please use this form to contact our customer success team.

Definitions

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Please familiarize yourself with the terms used on this page so that you can accurately assess the fees you will be charged for any given transaction.

  • Base Fee: This is the primary fee that will apply to every transaction using a given payment method. In other words, this is the smallest amount that you can possibly be charged.
  • International Payment: An additional percentage fee that is charged if the payment method used originates from outside your WooCommerce Payments account country.
  • Currency Conversion: Another additional percentage fee, charged if the currency of the customer payment differs from the currency of any bank account you have on file.
  • Dispute: A flat fee you are charged for each dispute filed by a customer. This fee is refunded automatically should you win the dispute.
  • N/A: “Not applicable”, meaning there are no additional fees in that particular scenario.

Notes for all countries

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The following items apply to all merchants, regardless of country:

  • Transaction fees are not refunded to you when you issue refunds to your customers.
  • There are no additional fees for express checkout methods like Apple Pay, WooPay, etc.
  • The BECS and SEPA dispute fees also apply to failed BECS and SEPA transactions.
  • For consistency, this page uses a period / point / dot (.) as the decimal separator, even when showing fees for countries where a comma (,) is normally used.

Countries in Europe

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For some countries, the International Payment fee is based on whether the customer used a European card or a non-European card. As a reference, WooCommerce Payments considers “European cards” to be those issued in any of the following countries:

  • Andorra
  • Austria
  • Belgium
  • Bulgaria
  • Croatia
  • Cyprus
  • Czech Republic
  • Denmark
  • Estonia
  • Faroe Islands
  • Finland
  • France
  • Germany
  • Gibraltar
  • Greece
  • Greenland
  • Guernsey
  • Hungary
  • Iceland
  • Ireland
  • Isle of Man
  • Israel
  • Italy
  • Jersey
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Malta
  • Monaco
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Romania
  • Saint Pierre and Miquelon
  • San Marino
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Turkey
  • United Kingdom
  • Vatican City

For example, if an Austrian merchant takes a payment from an Icelandic card, the merchant would not be charged the International Payment fee for that transaction.

🇦🇺 Australia

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Payment
Method		Base FeeInternational
Payment		Currency
Conversion		Dispute
Cards1.75% + $0.30+1.50%+2.00%$25.00
Bancontact1.40% + $0.30+1.50%+2.00%N/A
BECS1.00% + $0.30
(capped at $3.50)		N/AN/A$2.50
EPS1.80% + $0.30+1.50%+2.00%N/A
giropay1.40% + $0.30+1.50%+2.00%N/A
iDeal$0.80+1.50%+2.00%N/A
Przelewy242.20% + $0.30+1.50%+2.00%N/A
SEPA0.80% + $0.30
(capped at $8.00)		+1.50%+2.00%$12.00
Sofort1.40% + $0.30+1.50%+2.00%N/A

🇦🇹 Austria

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Payment
Method		Base FeeInternational
Payment		Currency
Conversion		Dispute
Cards1.40% + €0.25+2.00% if non-European+2.00%€15.00
Bancontact1.40% + €0.25N/AN/AN/A
EPS1.80% + €0.25N/AN/AN/A
giropay1.40% + €0.25N/AN/AN/A
iDeal€0.29N/AN/AN/A
Przelewy242.20% + €0.25N/AN/AN/A
SEPA€0.35N/AN/A€7.50
Sofort1.40% + €0.25N/AN/AN/A

🇧🇪 Belgium

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Payment
Method		Base FeeInternational
Payment		Currency
Conversion		Dispute
Cards1.40% + €0.25+2.00% if non-European+2.00%€15.00
Bancontact1.40% + €0.25N/AN/AN/A
EPS1.80% + €0.25N/AN/AN/A
giropay1.40% + €0.25N/AN/AN/A
iDeal€0.29N/AN/AN/A
Przelewy242.20% + €0.25N/AN/AN/A
SEPA€0.35N/AN/A€7.50
Sofort1.40% + €0.25N/AN/AN/A

🇨🇦 Canada

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Payment
Method		Base FeeInternational
Payment		Currency
Conversion		Dispute
Cards2.90% + $0.30+1.00%+2.00%$20.00
In-person2.70% + $0.05+0.10%+0.60%$20.00
Bancontact1.40% + $0.30+1.50%+2.00%N/A
EPS1.80% + $0.30+1.50%+2.00%N/A
giropay1.40% + $0.30+1.50%+2.00%N/A
iDeal$0.80+1.50%+2.00%N/A
Przelewy242.20% + $0.30+1.50%+2.00%N/A
SEPA0.80% + $0.30
(capped at $8.00)		+1.50%+2.00%$11.00
Sofort1.40% + $0.30+1.50%+2.00%N/A

In-person payments are also subject to the following fees:

  • $0.15 per Interac payment.
  • $1.30 per active device per month. An active device means any device that has performed one or more authorizations in a given month. Unlike other fees, this fee is deducted from your WooCommerce Payments account balance, not from any specific payment.

🇨🇾 Cyprus

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Payment
Method		Base FeeInternational
Payment		Currency
Conversion		Dispute
Cards1.40% + €0.25+2.00% if non-European+2.00%€15.00
Bancontact1.40% + €0.25N/AN/AN/A
EPS1.80% + €0.25N/AN/AN/A
giropay1.40% + €0.25N/AN/AN/A
iDeal€0.29N/AN/AN/A
Przelewy242.20% + €0.25N/AN/AN/A
SEPA€0.35N/AN/A€7.50
Sofort1.40% + €0.25N/AN/AN/A

🇩🇰 Denmark

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Payment
Method		Base FeeInternational
Payment		Currency
Conversion		Dispute
Cards1.40% + 1.80kr.+2.00% if non-European+2.00%200.00kr.
Bancontact1.40% + 2.00kr.N/AN/AN/A
EPS1.80% + 2.00kr.N/AN/AN/A
giropay1.40% + 2.00kr.N/AN/AN/A
iDeal2.50kr.N/AN/AN/A
Przelewy242.20% + 2.00kr.N/AN/AN/A
SEPA2.60kr.N/AN/A75.00kr.
Sofort1.40% + 2.00kr.N/AN/AN/A

🇪🇪 Estonia

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Payment
Method		Base FeeInternational
Payment		Currency
Conversion		Dispute
Cards1.40% + €0.25+2.00% if non-European+2.00%€15.00
Bancontact1.40% + €0.25N/AN/AN/A
EPS1.80% + €0.25N/AN/AN/A
giropay1.40% + €0.25N/AN/AN/A
iDeal€0.29N/AN/AN/A
Przelewy242.20% + €0.25N/AN/AN/A
SEPA€0.35N/AN/A€7.50
Sofort1.40% + €0.25N/AN/AN/A

🇫🇮 Finland

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Payment
Method		Base FeeInternational
Payment		Currency
Conversion		Dispute
Cards1.40% + €0.25+2.00% if non-European+2.00%€15.00
Bancontact1.40% + €0.25N/AN/AN/A
EPS1.80% + €0.25N/AN/AN/A
giropay1.40% + €0.25N/AN/AN/A
iDeal€0.29N/AN/AN/A
Przelewy242.20% + €0.25N/AN/AN/A
SEPA€0.35N/AN/A€7.50
Sofort1.40% + €0.25N/AN/AN/A

🇫🇷 France

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Payment
Method		Base FeeInternational
Payment		Currency
Conversion		Dispute
Cards1.40% + €0.25+2.00% if non-European+2.00%€15.00
Bancontact1.40% + €0.25N/AN/AN/A
EPS1.80% + €0.25N/AN/AN/A
giropay1.40% + €0.25N/AN/AN/A
iDeal€0.29N/AN/AN/A
Przelewy242.20% + €0.25N/AN/AN/A
SEPA€0.35N/AN/A€7.50
Sofort1.40% + €0.25N/AN/AN/A

🇩🇪 Germany

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Payment
Method		Base FeeInternational
Payment		Currency
Conversion		Dispute
Cards1.40% + €0.25+2.00% if non-European+2.00%€15.00
Bancontact1.40% + €0.25N/AN/AN/A
EPS1.80% + €0.25N/AN/AN/A
giropay1.40% + €0.25N/AN/AN/A
iDeal€0.29N/AN/AN/A
Przelewy242.20% + €0.25N/AN/AN/A
SEPA€0.35N/AN/A€7.50
Sofort1.40% + €0.25N/AN/AN/A

🇬🇷 Greece

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Payment
Method		Base FeeInternational
Payment		Currency
Conversion		Dispute
Cards1.40% + €0.25+2.00% if non-European+2.00%€15.00
Bancontact1.40% + €0.25N/AN/AN/A
EPS1.80% + €0.25N/AN/AN/A
giropay1.40% + €0.25N/AN/AN/A
iDeal€0.29N/AN/AN/A
Przelewy242.20% + €0.25N/AN/AN/A
SEPA€0.35N/AN/A€7.50
Sofort1.40% + €0.25N/AN/AN/A

🇭🇰 Hong Kong

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Payment
Method		Base FeeInternational
Payment		Currency
Conversion		Dispute
Cards3.40% + HK$2.35+1.50%+2.00%HK$85.00
Bancontact1.40% + HK$2.35+1.50%+2.00%
EPS1.80% + HK$2.35+1.50%+2.00%
giropay1.40% + HK$2.35+1.50%+2.00%
iDealHK$3.95+1.50%+2.00%
Przelewy242.20% + HK$2.35+1.50%+2.00%
SEPA0.80% + HK$2.35
(capped at HK$45.00)		+1.50%+2.00%HK$70.00
Sofort1.40% + HK$2.35+1.50%+2.00%

🇮🇪 Ireland

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Payment
Method		Base FeeInternational
Payment		Currency
Conversion		Dispute
Cards1.40% + €0.25+2.00% if non-European+2.00%€15.00
Bancontact1.40% + €0.25N/AN/AN/A
EPS1.80% + €0.25N/AN/AN/A
giropay1.40% + €0.25N/AN/AN/A
iDeal€0.29N/AN/AN/A
Przelewy242.20% + €0.25N/AN/AN/A
SEPA€0.35N/AN/A€7.50
Sofort1.40% + €0.25N/AN/AN/A

🇮🇹 Italy

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Payment
Method		Base FeeInternational
Payment		Currency
Conversion		Dispute
Cards1.40% + €0.25+2.00% if non-European+2.00%€15.00
Bancontact1.40% + €0.25N/AN/AN/A
EPS1.80% + €0.25N/AN/AN/A
giropay1.40% + €0.25N/AN/AN/A
iDeal€0.29N/AN/AN/A
Przelewy242.20% + €0.25N/AN/AN/A
SEPA€0.35N/AN/A€7.50
Sofort1.40% + €0.25N/AN/AN/A

🇱🇻 Latvia

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Payment
Method		Base FeeInternational
Payment		Currency
Conversion		Dispute
Cards1.40% + €0.25+2.00% if non-European+2.00%€15.00
Bancontact1.40% + €0.25N/AN/AN/A
EPS1.80% + €0.25N/AN/AN/A
giropay1.40% + €0.25N/AN/AN/A
iDeal€0.29N/AN/AN/A
Przelewy242.20% + €0.25N/AN/AN/A
SEPA€0.35N/AN/A€7.50
Sofort1.40% + €0.25N/AN/AN/A

🇱🇹 Lithuania

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Payment
Method		Base FeeInternational
Payment		Currency
Conversion		Dispute
Cards1.40% + €0.25+2.00% if non-European+2.00%€15.00
Bancontact1.40% + €0.25N/AN/AN/A
EPS1.80% + €0.25N/AN/AN/A
giropay1.40% + €0.25N/AN/AN/A
iDeal€0.29N/AN/AN/A
Przelewy242.20% + €0.25N/AN/AN/A
SEPA€0.35N/AN/A€7.50
Sofort1.40% + €0.25N/AN/AN/A

🇱🇺 Luxembourg

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Payment
Method		Base FeeInternational
Payment		Currency
Conversion		Dispute
Cards1.40% + €0.25+2.00% if non-European+2.00%€15.00
Bancontact1.40% + €0.25N/AN/AN/A
EPS1.80% + €0.25N/AN/AN/A
giropay1.40% + €0.25N/AN/AN/A
iDeal€0.29N/AN/AN/A
Przelewy242.20% + €0.25N/AN/AN/A
SEPA€0.35N/AN/A€7.50
Sofort1.40% + €0.25N/AN/AN/A

🇲🇹 Malta

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Payment
Method		Base FeeInternational
Payment		Currency
Conversion		Dispute
Cards1.40% + €0.25+2.00% if non-European+2.00%€15.00
Bancontact1.40% + €0.25N/AN/AN/A
EPS1.80% + €0.25N/AN/AN/A
giropay1.40% + €0.25N/AN/AN/A
iDeal€0.29N/AN/AN/A
Przelewy242.20% + €0.25N/AN/AN/A
SEPA€0.35N/AN/A€7.50
Sofort1.40% + €0.25N/AN/AN/A

🇳🇱 Netherlands

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Payment
Method		Base FeeInternational
Payment		Currency
Conversion		Dispute
Cards1.40% + €0.25+2.00% if non-European+2.00%€15.00
Bancontact1.40% + €0.25N/AN/AN/A
EPS1.80% + €0.25N/AN/AN/A
giropay1.40% + €0.25N/AN/AN/A
iDeal€0.29N/AN/AN/A
Przelewy242.20% + €0.25N/AN/AN/A
SEPA€0.35N/AN/A€7.50
Sofort1.40% + €0.25N/AN/AN/A

🇳🇿 New Zealand

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Payment
Method		Base FeeInternational
Payment		Currency
Conversion		Dispute
Cards2.90% + $0.30+1.50%+2.00%$25.00
Bancontact1.40% + $0.30+1.50%+2.00%N/A
EPS1.80% + $0.30+1.50%+2.00%N/A
giropay1.40% + $0.30+1.50%+2.00%N/A
iDeal$0.80+1.50%+2.00%N/A
Przelewy242.20% + $0.30+1.50%+2.00%N/A
SEPA0.80% + $0.30
(capped at $9.00)		+1.50%+2.00%$15.00
Sofort1.40% + $0.30+1.50%+2.00%N/A

🇳🇴 Norway

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Payment
Method		Base FeeInternational
Payment		Currency
Conversion		Dispute
Cards2.40% + 2.00kr.+2.00% if non-European+2.00%200.00kr.
Bancontact1.40% + 2.40kr.N/AN/AN/A
EPS1.80% + 2.40kr.N/AN/AN/A
giropay1.40% + 2.40kr.N/AN/AN/A
iDeal3.10kr.N/AN/AN/A
Przelewy242.20% + 2.40kr.N/AN/AN/A
SEPA3.70kr.N/AN/A75.00kr.
Sofort1.40% + 2.40kr.N/AN/AN/A

🇵🇱 Poland

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Payment
Method		Base FeeInternational
Payment		Currency
Conversion		Dispute
Cards1.40% + 1.00zł‎+2.00% if non-European+2.00%65.00zł
Bancontact1.40% + 1.00zł‎N/AN/AN/A
EPS1.80% + 1.00zł‎N/AN/AN/A
giropay1.40% + 1.00zł‎N/AN/AN/A
iDeal1.30zł‎N/AN/AN/A
Przelewy241.90% + 1.00zł‎N/AN/AN/A
SEPA1.60zł‎N/AN/A30.00zł‎
Sofort1.40% + 1.00zł‎N/AN/AN/A

🇵🇹 Portugal

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Payment
Method		Base FeeInternational
Payment		Currency
Conversion		Dispute
Cards1.40% + €0.25+2.00% if non-European+2.00%€15.00
Bancontact1.40% + €0.25N/AN/AN/A
EPS1.80% + €0.25N/AN/AN/A
giropay1.40% + €0.25N/AN/AN/A
iDeal€0.29N/AN/AN/A
Przelewy242.20% + €0.25N/AN/AN/A
SEPA€0.35N/AN/A€7.50
Sofort1.40% + €0.25N/AN/AN/A

🇸🇬 Singapore

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Payment
Method		Base FeeInternational
Payment		Currency
Conversion		Dispute
Cards3.40% + $0.50+1.50%+2.00%$15.00
Bancontact1.40% + $0.50+1.50%+2.00%N/A
EPS1.80% + $0.50+1.50%+2.00%N/A
giropay1.40% + $0.50+1.50%+2.00%N/A
iDeal$1.00+1.50%+2.00%N/A
Przelewy242.20% + $0.50+1.50%+2.00%N/A
SEPA0.80% + $0.50
(capped at $8.00)		+1.50%+2.00%$12.00
Sofort1.40% + $0.50+1.50%+2.00%N/A

🇸🇰 Slovakia

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Payment
Method		Base FeeInternational
Payment		Currency
Conversion		Dispute
Cards1.40% + €0.25+2.00% if non-European+2.00%€15.00
Bancontact1.40% + €0.25N/AN/AN/A
EPS1.80% + €0.25N/AN/AN/A
giropay1.40% + €0.25N/AN/AN/A
iDeal€0.29N/AN/AN/A
Przelewy242.20% + €0.25N/AN/AN/A
SEPA€0.35N/AN/A€7.50
Sofort1.40% + €0.25N/AN/AN/A

🇸🇮 Slovenia

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Payment
Method		Base FeeInternational
Payment		Currency
Conversion		Dispute
Cards1.40% + €0.25+2.00% if non-European+2.00%€15.00
Bancontact1.40% + €0.25N/AN/AN/A
EPS1.80% + €0.25N/AN/AN/A
giropay1.40% + €0.25N/AN/AN/A
iDeal€0.29N/AN/AN/A
Przelewy242.20% + €0.25N/AN/AN/A
SEPA€0.35N/AN/A€7.50
Sofort1.40% + €0.25N/AN/AN/A

🇪🇸 Spain

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Payment
Method		Base FeeInternational
Payment		Currency
Conversion		Dispute
Cards1.40% + €0.25+2.00% if non-European+2.00%€15.00
Bancontact1.40% + €0.25N/AN/AN/A
EPS1.80% + €0.25N/AN/AN/A
giropay1.40% + €0.25N/AN/AN/A
iDeal€0.29N/AN/AN/A
Przelewy242.20% + €0.25N/AN/AN/A
SEPA€0.35N/AN/A€7.50
Sofort1.40% + €0.25N/AN/AN/A

🇨🇭 Switzerland

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Payment
Method		Base FeeInternational
Payment		Currency
Conversion		Dispute
Cards2.90% + CHF 0.30+2.00% if non-European+2.00%CHF 15.00
Bancontact1.40% + CHF 0.30N/AN/AN/A
EPS2.90% + CHF 0.30N/AN/AN/A
giropay1.40% + CHF 0.30N/AN/AN/A
iDealCHF 0.35N/AN/AN/A
Przelewy242.90% + CHF 0.30N/AN/AN/A
SEPACHF 0.40N/AN/ACHF 10.00
Sofort1.40% + CHF 0.30N/AN/AN/A

🇬🇧 United Kingdom

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Payment
Method		Base FeeInternational
Payment		Currency
Conversion		Dispute
Cards1.40% + £0.20+2.00%+2.00%£15.00
Bancontact1.40% + £0.20N/AN/AN/A
EPS1.60% + £0.20N/AN/AN/A
giropay1.40% + £0.20N/AN/AN/A
iDeal£0.25N/AN/AN/A
Przelewy242.20% + £0.20N/AN/AN/A
SEPA£0.30N/AN/A£7.00
Sofort1.40% + £0.20N/AN/AN/A

🇺🇸 United States

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Payment
Method		Base FeeInternational
Payment		Currency
Conversion		Dispute
Cards2.90% + $0.30+1.50%+1.00%$15.00
In-person2.60% + $0.10+1.00%+1.00%$15.00
Bancontact1.40% + $0.30+1.50%+1.00%N/A
EPS1.80% + $0.30+1.50%+1.00%N/A
giropay1.40% + $0.30+1.50%+1.00%N/A
iDeal$0.80+1.50%+1.00%N/A
Przelewy242.20% + $0.30+1.50%+1.00%N/A
SEPA0.80% + $0.30
(capped at $6.00)		+1.50%+1.00%$10.00
Sofort1.40% + $0.30+1.50%+1.00%N/A

All payments are also subject to the following fees:

In-person payments are also subject to the following fees:

  • $1.00 per active device per month. An active device means any device that has performed one or more authorizations in a given month. Unlike other fees, this fee is deducted from your WooCommerce Payments account balance, not from any specific payment.

Instant Deposits are also subject to the following fees:

  • 1.5% fee on the total instant deposit amount.

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