Documentation

Buy now, pay later with WooPayments

Buy now, pay later (also known as BNPL) payment methods allow your customers to pay for orders over time using a series of payments. For example, a customer could pay for a $2,000 USD product in four installments of $500 USD. You, the merchant, would still receive the full amount immediately — minus fees of course.

Account Country	Affirm	Afterpay	Klarna
Australia	❌	✅	❌
Austria	❌	❌	✅
Belgium	❌	❌	✅
Canada	✅	✅	❌
Denmark	❌	❌	✅
Finland	❌	❌	✅
France	❌	❌	Only “Pay in 3”
Germany	❌	❌	✅
Ireland	❌	❌	✅
Italy	❌	❌	✅
Netherlands	❌	❌	✅
New Zealand	❌	✅	❌
Norway	❌	❌	✅
Spain	❌	❌	✅
Sweden	❌	❌	✅
United Kingdom	❌	✅	✅
United States	✅	✅	✅
Other supported countries	❌	❌	❌

Customer Country	Minimum Amount	Maximum Amount
Australia	$1 AUD	$2,000 AUD
Canada	$1 CAD	$2,000 CAD
New Zealand	$1 NZD	$2,000 NZD
United Kingdom	£1 GBP	£1,200 GBP
United States	$1 USD	$4,000 USD

Customer Country	Minimum Amount	Maximum BNPL Amount	Maximum Pay Now Amount
Austria	€0.10 EUR	€5,000 EUR	€10,000 EUR
Belgium	€1 EUR	€1,500 EUR	€10,000 EUR
Denmark	1 DKK	50,000 DKK	100,000 DKK
Finland	€1 EUR	€5,000 EUR	€10,000 EUR
France	€35 EUR	€1,500 EUR	N/A
Germany	€0.10 EUR	€10,000 EUR	€10,000 EUR
Ireland	None	€1,000 EUR	€4,000 EUR
Italy	None	€1,500 EUR	€10,000 EUR
Netherlands	€1 EUR	€5,000 EUR	€15,000 EUR
Norway	None	75,000 NOK	100,000 NOK
Spain	None	€4,000 EUR	€10,000 EUR
Sweden	None	100,000 SEK	150,000 SEK
United Kingdom	None	£2,000 GBP	£4,000 GBP
United States	None	$10,000 USD	$4,000 USD

FIELD	VALUE FOR A SUCCESSFUL TEST PAYMENT
Debit card number	`4012 8888 8888 1881`
Expiration date	Any future date in a `MM/YY` format.
CVV	`123`

Email address	`customer@email.at`
Phone number	`+4306762600456`
First name	Test
Last name	Person-at
Address	Mariahilfer Straße 47
Postcode / Zip code	1060
City	Wien
Country	AT
Date of birth (DD-MM-YYYY)	10-07-1970

FIELD	VALUE FOR A SUCCESSFUL TEST PAYMENT
Email address	`customer@email.be`
Phone number	`+4306762600456`
First name	Test
Last name	Person-be
Address	Grote Markt 1
Postcode / Zip code	1000
City	Brussel
Country	BE
Date of birth (DD-MM-YYYY)	10-07-1970

FIELD	VALUE FOR A SUCCESSFUL TEST PAYMENT
Email address	`customer@email.dk`
Phone number	`+4533137112`
First name	Test
Last name	Person-dk
Address	Nygårdsvej 65
Postcode / Zip code	2100
City	København Ø
Country	DK
Date of birth (DD-MM-YYYY)	10-07-1970

FIELD	VALUE FOR A SUCCESSFUL TEST PAYMENT
Email address	`customer@email.fi`
Phone number	`+3580401234567`
First name	Person FI
Last name	Test
Address	Mannerheimintie 34
Postcode / Zip code	00100
City	Helsinki
Country	FI
Date of birth (DD-MM-YYYY)	01-01-1999

FIELD	VALUE FOR A SUCCESSFUL TEST PAYMENT
Email address	`customer@email.fr`
Phone number	`+33689854321`
First name	Test
Last name	Person-fr
Address	33 rue la Fayette
Postcode / Zip code	75009
City	Paris
Country	FR
Date of birth (DD-MM-YYYY)	10-07-1990

FIELD	VALUE FOR A SUCCESSFUL TEST PAYMENT
Email address	`customer@email.de`
Phone number	`+4901761428434`
First name	Mock
Last name	Mock
Address	Neue Schönhauser Str. 2
Postcode / Zip code	10178
City	Berlin
State / County	Berlin
Country	DE
Date of birth (DD-MM-YYYY)	10-07-1970

FIELD	VALUE FOR A SUCCESSFUL TEST PAYMENT
Email address	`customer@email.it`
Phone number	`+393339741231`
First name	Test
Last name	Person-it
Address	Via Enrico Fermi 150
Postcode / Zip code	00146
City	Roma
Province	Roma
Country	IT
Fiscal code (Codice fiscale)	RSS BNC 80A41 H501B
Date of birth (DD-MM-YYYY)	10-07-1980
ID Card	Use this image when prompted.

BNPL Provider	You must issue a refund within…
Affirm	120 days of the order being placed
Afterpay	180 days of the order being placed
Klarna	180 days of the order being placed

FIELD	VALUE FOR A SUCCESSFUL TEST PAYMENT
Email address	`customer@email.ie`
Phone number	`+3536789010`
First name	Test
Last name	Person-ie
Address	30 King Street South
Postcode / Zip code / Eircode	D02 C838
City	Dublin
Country	IE
Date of birth (DD-MM-YYYY)	10-07-1970

FIELD	VALUE FOR A SUCCESSFUL TEST PAYMENT
Email address	`customer@email.nl`
Phone number	`+31689124321`
First name	Test
Last name	Person-nl
Address	Osdorpplein 137
Postcode / Zip code	1068 SR
City	Amsterdam
Country	NL
Date of birth (DD-MM-YYYY)	10-07-1970

FIELD	VALUE FOR A SUCCESSFUL TEST PAYMENT
Email address	`customer@email.no`
Phone number	`+4306762600456`
First name	Jane
Last name	Test
Personal number	NO1087000571
Address	Edvard Munchs Plass 1
Postcode / Zip code	0194
City	Oslo
Country	NO
Date of birth (DD-MM-YYYY)	01-08-1970

FIELD	VALUE FOR A SUCCESSFUL TEST PAYMENT
Email address	`customer@email.es`
Phone number	`+34910695129`
First name	Test
Last name	Person-es
Address	C. de Atocha, 27
Postcode / Zip code	28012
City	Madrid
Province	Madrid
Country	ES
Date of birth (DD-MM-YYYY)	10-07-1970
ID card	Use this image when prompted.

FIELD	VALUE FOR A SUCCESSFUL TEST PAYMENT
Email address	`customer@email.se`
Phone number	`+46701740615`
Personal number	SE194103219202
First name	Alice
Last name	Test
Address	Södra Blasieholmshamnen 2
Postcode / Zip code	11 148
City	Stockholm
Country	SE
Date of birth (DD-MM-YYYY)	21-03-1941

FIELD	VALUE FOR A SUCCESSFUL TEST PAYMENT
Email address	`customer@email.uk`
Phone number	`+4408082580300`
First name	Test
Last name	Person-uk
Address 1	10 New Burlington Street
Address 2	Apt. 214
Postcode / Zip code	W1S 3BE
City	London
County	London
Country	AT
Date of birth (DD-MM-YYYY)	10-07-1970

FIELD	VALUE FOR A SUCCESSFUL TEST PAYMENT
Email address	`customer@email.us`
Phone number	`+13106683312`
First name	Test
Last name	Person-us
Last four digits of SSN	1234
Address	509 Amsterdam Ave
Postcode / Zip code	10024-3941
City	New York
State	NY
Date of birth (DD-MM-YYYY)	10-07-1970

Buy now, pay later with WooPayments

Klarna test information

Klarna test payment flow